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Anne-Marie JolivaltHOP
Head of Product & AI

Anne-Marie Jolivalt

Anne-Marie is responsible for translating advanced machine learning capabilities into real, actionable value for Terranoha’s clients. She plays a key role in shaping how Emmie understands context, applies business rules, and operates reliably within complex enterprise environments.

Before joining Terranoha, Anne-Marie built more than 20 years of experience in financial software, capital markets, commodity trading, and fintech. She began her career in predictive analytics as a software developer, before moving into product and project leadership roles focused on solving complex operational and decision-making challenges.

She has led the design and delivery of technology solutions that streamline critical processes for major financial institutions and commodity trading firms. Her expertise lies in bridging data science, product strategy, and real-world business execution.

At Terranoha, she focuses on building AI systems that are not only intelligent, but reliable, auditable, and aligned with real operational constraints.

Professional Experience
2020 - Present
Head of Product & AI - Terranoha
Leading product and AI-driven initiatives behind Emmie, ensuring machine learning capabilities translate into reliable, governed execution inside enterprise systems. Focused on building operational AI that acts safely under business rules, with full traceability and auditability.
2017 - 2020
Product Owner - Token Estate
Led the design and delivery of a digital securities platform enabling real estate firms to issue compliant tokenized assets. Combined blockchain technology, digital signatures, and regulated workflows to reduce operational complexity and enable secure digital issuance.
2010 - 2016
Senior ETRM Business Analyst - Gunvor
Delivered front-to-back trading and risk systems for a global commodity trading firm. Led key initiatives including derivatives platform rollout, trade capture automation, reconciliation, and integration of logistics and shipping systems with core trading infrastructure.
2002 - 2010
Software Engineer - Brady PLC
Developed commodity trading platform components used by major energy and soft commodity trading houses. Contributed to core trading, risk, and operational systems supporting complex front-to-back commodity workflows.
1995 - 2002
Operations Research Engineer - American Airlines
Developed optimization and decision-support systems to improve commercial and operational efficiency in passenger transportation, applying advanced analytics to real-world operational environments.
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